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Terms
Updated May 11th, 2020
By accessing the programpathfinder web site or other domains under our control, you are
agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and
regulations, and agree that you are responsible for compliance with any applicable local
laws. If you do not agree with any of these terms, you are prohibited from using or
accessing this site. The materials contained in this web site are protected by applicable
copyright and trademark law.
Site Security Rules
You are prohibited from violating or attempting to violate the security of
programpathfinder, including, without limitation, (a) intercepting or accessing data not
intended for such user or logging into a server or account which the user is not authorized
to access, (b) attempting to probe, scan or test the vulnerability of a system or network or
to breach security or authentication measures without prior express written authorization,
(c) attempting to interfere with service to any user, host or network, including, without
limitation, via means of submitting a virus to any programpathfinder, overloading,
“flooding”, “denial of service attacking”, “spamming”, “mailbombing” or “crashing”, (d)
sending unsolicited e-mail, including promotions and/or advertising of products or services,
or (e) forging any TCP/IP packet header or any part of the header information in any e-mail
or newsgroup posting. Violations of system or network security may result in civil or
criminal liability.
Use License
Permission is granted to temporarily download one copy of the materials (information or
software) on programpathfinder web site for personal, non-commercial transitory viewing
only. This is the grant of a license, not a transfer of title, and under this license you
may not:modify or copy the materials;use the materials for any commercial purpose, or for
any public display (commercial or non-commercial);attempt to decompile or reverse engineer
any software contained on programpathfinder web site; remove any copyright or other
proprietary notations from the materials; transfer the materials to another person or
“mirror” the materials on any other server; oruse or attempt to use any engine, software,
tool, agent or other device or mechanism (including, without limitation, customized
browsers, spiders, robots, avatars or intelligent agents) to navigate or search
programpathfinder other than the search engine and software available from programpathfinder
on such programpathfinder and other than generally available third party web browsers such
as Microsoft Explorer is strictly prohibited. This license shall automatically terminate if
you violate any of these restrictions and may be terminated by programpathfinder at any
time. Upon terminating your viewing of these materials or upon the termination of this
license, you must destroy any downloaded materials in your possession whether in electronic
or printed format.
Disclaimer
The materials on programpathfinder's web site are provided “as is”. programpathfinder makes
no warranties, expressed or implied, and hereby disclaims and negates all other warranties,
including without limitation, implied warranties or conditions of merchantability, fitness
for a particular purpose, or non-infringement of intellectual property or other violation of
rights. Further, programpathfinder does not warrant or make any representations concerning
the accuracy, likely results, or reliability of the use of the materials on its Internet web
site or otherwise relating to such materials or on any sites linked to this site.
Limitations
In no event shall programpathfinder or its suppliers be liable for any damages (including,
without limitation, damages for loss of data or profit, or due to business interruption,)
arising out of the use or inability to use the materials on programpathfinder’s Internet
site, even if programpathfinder or a programpathfinder authorized representative has been
notified orally or in writing of the possibility of such damage. Because some jurisdictions
do not allow limitations on implied warranties, or limitations of liability for
consequential or incidental damages, these limitations may not apply to you. You understand
that we cannot and do not guarantee or warrant that files available for downloading from the
internet or the Website will be free of viruses or other destructive code. You are
responsible for implementing sufficient procedures and checkpoints to satisfy your
particular requirements for anti-virus protection and accuracy of data input and output, and
for maintaining a means external to our site for any reconstruction of any lost data.
WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE
ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER
EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE
WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY
MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT. YOUR USE OF THE WEBSITE, ITS CONTENT
AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS
CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS”
AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR
REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR
AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE
ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT OR ANY
SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR
UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT
AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ANY
SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR
EXPECTATIONS. THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR
IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF
MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT
AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Limitation on Liability
IN NO EVENT WILL THE COMPANY, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS,
EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL
THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY
WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR
ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT,
SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO,
PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS,
LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND
WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF
FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED
UNDER APPLICABLE LAW.
Indemnification
You agree to defend, indemnify and hold harmless the Company, its affiliates, licensors and
service providers, and its and their respective officers, directors, employees, contractors,
agents, licensors, suppliers, successors and assigns from and against any claims,
liabilities, damages, judgments, awards, losses, costs, expenses or fees (including
reasonable attorneys' fees) arising out of or relating to your violation of these Terms of
Use or your use of the Website, including, but not limited to, your User Contributions, any
use of the Website's content, services and products other than as expressly authorized in
these Terms of Use or your use of any information obtained from the Website.
Revisions and Errata
The materials appearing on programpathfinder's web site could include technical,
typographical, or photographic errors. programpathfinder does not warrant that any of the
materials on its web site are accurate, complete, or current. programpathfinder may make
changes to the materials contained on its web site at any time without notice.
programpathfinder does not, however, make any commitment to update the materials.
Links
programpathfinder has not reviewed all of the sites linked to its Internet web site and is
not responsible for the contents of any such linked site. The inclusion of any link does not
imply endorsement by programpathfinder of the site. Use of any such linked web site is at
the user’s own risk.
Site Terms of Use Modifications
programpathfinder may revise these terms of use for its web site at any time without notice.
By using this web site you are agreeing to be bound by the then current version of these
Terms and Conditions of Use.
Governing Law
Any claim relating to programpathfinder web site shall be governed by the laws of the State
of Oklahoma without regard to its conflict of law provisions.
General Terms and Conditions applicable to Use of a Web Site
Children Under the Age of 13
The safety and privacy of children is very important to us. We are committed to comply with
the requirements of all federal and state law, including the Children’s Online Privacy
Protection Act of 1998 (“COPPA”). For more information about COPPA, please visit the Federal
Trade Commission’s website at COPPA Website. This Web Site is not intended for children
under the age of 13. programpathfinder will not knowingly register or otherwise collect
Personal Information from persons who identify themselves as being under the age of 13
during the registration process, without the prior consent of such child’s parent or
guardian. By accepting our terms of service, you are affirming that you are 13 years of age
or older.
User Information
When you register for the programpathfinder service, you will be asked to provide
programpathfinder with certain information including, but not limited to, first and last
name, a valid email address, city, state, and other identifying information. Some
non-identifying information may also be collected through regular use of the Website and
programpathfinder services. In addition to the terms and conditions that may be set forth in
the Privacy Policy on this Website, you understand and agree that programpathfinder may
disclose to third parties, aggregate and certain personally identifiable information based
on your use of the programpathfinder service. In order to provide valuable experiences,
programpathfinder reserves the right to offer third party services and products to you based
on the information and preferences that you provide to programpathfinder during your
registration and/or through your use of the Website and at any time thereafter; such offers
may be made by programpathfinder or by our third party affiliates. Please see
programpathfinder Privacy Policy for further details regarding your personal information. We
are not responsible for any data collection and practices of non-affiliated third-parties
that are linked to or from our Website.
By creating an account on programpathfinder, you agree to receive periodic email updates
from us regarding new content, features and other information. You will be able to
unsubscribe from these email updates at any time.
Agreement to be Contacted
You agree to be contacted by programpathfinder or on our behalf or by any other party to
whom you may be referred or whom you may contact via your utilization of our services by
mail, email, telephone calls, text messages, and other platforms for marketing and
non-marketing purposes associated with the business of the Services. You also specifically
agree that you have provided express consent to receive autodialed and prerecorded
non-marketing calls (e.g., calls to service your relationship with us) and text messages
from us or on our behalf at the telephone number(s) that you provide.
You confirm that all of your contact information is correct. You also agree that you are the
subscriber for any telephone number(s) provided and the authorized user for the email
address(es) provided. You also agree to notify us promptly if any of your number(s) or
address(es) change in the future. You understand that your wireless service provider’s
message and data rates may apply to the messages that we send to or receive from you.
You also agree that by submitting a request, application or inquiry for a scholarship, loan
service or product or a school matching service or referral through the Services, you are
extending an express invitation to us and each applicable organization, financial service
provider, and educational institution related to the submission to contact you so that we
and they may assist you with your transaction or request. Such communications may include
marketing or promotional communications.
Your Representations about the Data You Provide to Us
You confirm that you are authorized to provide us with any data you submit to
programpathfinder, including but not limited to academic, family and financial data entered
into our calculation tools as well as any information about the estimated or actual net
price, financial aid, scholarship, or other data relating to the cost of attendance for any
college or institution about which you provide to programpathfinder. Further, you
acknowledge that once this data is submitted to programpathfinder, the data, absent any
personally identifiable information about you, will, in aggregate, become the sole property
of programpathfinder and that we may decide to use it at our sole discretion to estimate the
costs for students of similar academic and/or financial circumstances to attend those
institutions for which you provide us data. You represent that the data you provide is
accurate to the best of your knowledge, understand that we may terminate your use of our
services without notice for providing us with inaccurate or unauthorized information, and
acknowledge that any models created by programpathfinder which utilize such data are
entirely owned by us.
Last Updated: January 1, 2023
Qualfon Data Services Group, LLC and its parents, subsidiaries and affiliates (collectively, “we,” “us,” “our”) work hard to build and maintain a relationship of trust with you. This California Privacy Notice (the “Privacy Notice”) provides information to California residents only about our collection, use, and disclosure of your Personal Information (as defined below) in connection with your use of our website(s) (“Site”), such as www.qualfon.com and www.programpathfinder.com, and any services, transactions, or other engagements you might have with us (collectively, “Services”). We encourage you to read our full Privacy Policy for additional important information about our privacy practices.
This Privacy Notice does not apply to our collection, use, or disclosure of Personal Information (as defined below) in performing data processing services on behalf of our clients (collectively, “Clients”). This Privacy Notice also does not apply to our collection, use, or disclosure of Personal Information related to job applicants, contractors, employees, or their dependents and beneficiaries.
Privacy Notice Changes
This Privacy Notice is subject to change. We encourage you to review this Privacy Notice frequently for any revisions or amendments. Changes to this Privacy Notice will be posted on this Site and will be effective immediately upon posting. You will be deemed to have been made aware of and have accepted the changes by your continued use of our Site or Services.
Information We Collect as a Business
Personal Information
We collect information that personally identifies, relates to, describes, or is capable of being associated with you (“Personal Information”), including:
The types of Personal Information we collect about you may vary based on how you use the Site and/or Services and your relationship with us.
Some of the personal information listed above may be considered sensitive under California law (“Sensitive Personal Information”). This includes driver’s license, social security number, and other government identification card information, precise geolocation data, race, ethnicity, citizenship, religion, sexual orientation, and health information. Each type of sensitive personal information may overlap with a category of Personal Information listed above.
Business Information
We also collect information about businesses and their representatives that engage with us such as EIN, TIN, address, phone number, email address, bank account information (collectively, “Business Information”). This information is generally not considered Personal Information because it relates to a business. If such Business Information relates to a business contact person, we will treat it as Personal Information.
Usage Data and Site Activity
We automatically collect information in connection with the actions you take on the Site (“Usage Data”). For example, each time you use the Site, we may automatically collect the type of web browser you use, the type of device you use, your operating system, your Internet Service Provider, the pages you view, referring and exit pages, the date and time of your visit, and the number of clicks to, from, and within the Site, and the duration of your visits to the Site. If this information is capable of being associated with you, directly or indirectly, we treat it as Personal Information under the category of Internet or Other Electronic Network Activity Information. If this information is not capable of being individually associated with you, we treat it as Usage Data.
Communication Recordings
We may record calls and retain the content of text messages or other written/electronic communications between you and us. By communicating with us, you consent to our recording and retention of communications.
How We Use and Disclose Information as a Business
Generally
We use Personal Information for internal purposes, such as to:
We may use Sensitive Personal Information as follows:
We may also use Personal Information and/or Sensitive Personal Information as described to you at the point of collection, with your consent, or as otherwise required or permitted by applicable laws.
From time to time, we may de-identify Personal Information so that it can no longer be reasonably linked, directly or indirectly, with an identifiable person. We may use and disclose de-identified information for any purpose since it is no longer Personal Information. We will not re-identify de-identified information.
Third-Party Disclosures
We may sell or share your Personal Information with other companies who do not provide services to us (“Third Parties”). When we use the word “share” in this Privacy Policy, we mean sharing solely for targeted or cross-context behavioral advertising purposes. In the past twelve months we have sold and shared Personal Information as follows:
|
Category of Third Party |
Sale or Sharing (for targeted or cross-context behavioral advertising) |
Purpose of Sale or Sharing |
Categories of Personal Information Sold of Shared |
|
Providers of goods and services to consumers including, but not limited to, companies in the insurance, healthcare, education, and automotive industries |
Sale and Sharing |
To enable the providers to market and sell their goods and services and engage in other uses related thereto |
Identifiers; Characteristics of Protected Classification; Commercial Information; Internet or Other Electronic Network Activity Information; Geolocation Data; Professional or Employment-Related Information; Education Information; Health Information; Personal Information Described in Cal. Civ. Code § 1798.80(e); Inferences; Sensitive Personal Information. |
|
Data brokers |
Sale |
To enable the data brokers to market and sell their services, and/or the goods and services of others, and engage in other uses related thereto |
Identifiers; Characteristics of Protected Classification; Commercial Information; Internet or Other Electronic Network Activity Information; Geolocation Data; Professional or Employment-Related Information; Education Information; Health Information; Personal Information Described in Cal. Civ. Code § 1798.80(e); Inferences; Sensitive Personal Information. |
|
Governmental Agencies |
Sale |
To facilitate communications by government agencies |
Identifiers; Commercial Information; Internet or Other Electronic Network Activity Information; Personal Information Described in Cal. Civ. Code § 1798.80(e); Sensitive Personal Information. |
|
Ad networks & ad technology providers including, but not limited to, social media companies and search engine providers |
Sharing |
To facilitate our advertising of our services or the goods and services of Third Parties |
Identifiers; Characteristics of Protected Classification; Commercial Information; Internet or Other Electronic Network Activity Information; Geolocation Data; Professional or Employment-Related Information; Education Information; Health Information; Personal Information Described in Cal. Civ. Code § 1798.80(e); Inferences; Sensitive Personal Information. |
We do not knowingly sell or share Personal Information of individuals under the age of 16 to Third Parties.
Right to Opt-Out of the Sale or Sharing of Personal Information
You have the right to request that we do not sell or share your Personal Information to others. Please note that opting out of the sale or sharing of Personal Information will not impact any sale or sharing of your Personal Information that may have occurred prior to the date of your opt-out request. You may submit your request(s) by calling us toll-free at (405) 740-3210 or by using our online submission form
Personal Information Retention
We retain your Personal Information in accordance with our record retention policies which are informed by our legal, regulatory, tax, and/or accounting obligations as well as business needs. The term for which we retain each element of your Personal Information may be longer or shorter than the term we retain other elements, and the term for which we retain your Personal Information may differ from the term for which we retain other people’s Personal Information depending on your relationship with us.
Contact Us
If you have any questions about our privacy practices, please email us at consumerprivacy@qualfon.com or call us at (888) 380-2190. For general questions regarding our Site, Services, or this Privacy Notice, please email us at privacy@qualfon.com, call us at (888) 380-2190 or send us a letter to the following address:
Qualfon
Attn: Chief Compliance Officer
13700 Oakland
Avenue
Highland Park, MI 48203